Montly/weekly making money online with stiford

Introducing THE NEXT Household Name in the $130 BILLION per year Direct Selling Industry!!

There are OVER 200 Million Home Based Business Operators in the world and sooner or later they ALL WILLneed this service...STIFORP. [PROFITS spelled backwards]

Here is an interesting fact...in the Yukon and California Gold Rushes, the people that made the MOST money were those who were selling mining tools, NOT the miners.

Now...the powerline shows you how FAST the company is growing because with this Pay Plan, everyone only has 2 front line positions in this fast filling company forced 2x14 Matrix and once when those two spots are filled, the ONLY place for everyone else to go is UNDER the ones who are already in there.

STIFORP just went into pre-launch and if you look at the 'Leader Board' you can see how much SUCCESS people are having. Some have already personally enrolled 5, 10, 20, 50 people...some with over 100 people.

Don't think you have to enroll a 100 people to make money...in fact, you can max out the Pay Plan with just TWO personally enrolled people. The point is, those leaders have only TWO front line positions and what that means to you is ALL of those other people are falling under EVERYBODY ELSE who is already in the matrix. So, all of the people you see under you in the powerline now, is NOTHING. Yes...you will go into the matrix before all of those people which is great, but that is NOT what is exciting !!

Let me demonstrate how this works...

Login to your STIFORP back-office... Go to http://Stiforp.com and enter your email at the top under "Pre-Enrollee Login". (If you are not yet, pre-enrolled, click here now to get pre-enrolled for free!

Then click on the "Genealogy" tab (or as a paid member click on "Company Momentum" tab on the left side of your stiforP back office) at the top and you will see how many PAID Members have joined since you first pre-enrolled, as well as how many have just pre-enrolled since you did. Then look to the lower left corner and see... "Click Here to See Everyone Under you in the Powerline."

NOW...what IS EXCITING is the HUNDREDS of people who will join next WEEK and the THOUSANDS of people who will join next MONTH and the potential of the HUNDREDS of THOUSANDS or even the MILLIONS OF PEOPLE who join over the next 1-3 years!

All of these people are going into the 2 x 14 matrix UNDER the people who are already in there...THAT is what the powerline is all about. Are YOU starting to understand that is what makes this POWERLINE system so POWERFUL and that is one of the reasons that STIFORP is one of THE FASTEST GROWING COMPANIES in this INDUSTRY?

AGAIN... Remember, there are OVER 100 MILLION Home Based Business Operators (Network Marketers) in this world and sooner or later THEY WILL need STIFORP.

Don't get excited about the 200 people that you see under you in the powerline, because MAYBE a few of those people will fall under you in the matrix, but that is NOT where the money is...what is SO EXCITING is the MILLIONS of people who are going to join this program in the next few years. THE ONLY PLACE for them to fall is UNDER the ONES WHO ARE ALREADY in there AND the people you introduce STIFORP to right NOW!

See you at the TOP!

Watch This Video

Click here to read a Personal Message from Stiforp's Founder.

Start your business online - Build Website

GOOGLE Malaysia is on track to rope in some 50,000 local small and medium enterprises (SMEs) to start their business online, after having signed 15,000 SMEs to go online under its Get Malaysian Business Online (GMBO) programme.

Google Malaysia communications and public affairs head Zeffri Yusof said most of the SMEs that went online under GMBO comprised consumer goods companies.

“Google is investing RM10mil this year to provide free advertising to generate more public awareness for GMBO,” he said at a one-day training session attended by 40 participants at Wawasan Open University.

“Penang is the fourth destination we have visited so far, after Kuala Lumpur, Sabah, and Sarawak, to provide training since GMBO was launched in November 2011.

Focused: ITrain chief executive officer Bikesh Lakhmichand chatting with participants during a training session.

“We urge more SMEs from the northern region to go online under the GMBO programme to take advantage of its free business tips and education, free online advertising and subsidised training.

“There is only a RM23 annual renewal fee to the domain owner, .My Domain Registry,” Zeffri said.

While there are 17.5 million Malaysian Internet users searching regularly for products and services, there are only slightly more than 100,000 out of the 700,000 SMEs operating in Malaysia today with an online presence.

“This means that they are invisible to two-thirds of the Malaysian population as well as the rest of the global market who are online.

“It is estimated that Malaysians spent RM1.8bil via online shopping in 2010, and the figure is expected to grow to RM5bil in 2014,” he said.

GMBO is an initiative between Google, Malaysian Communications and Multimedia Commission, .MY Domain Registry and ITrain.

The SMEs interested to go online under the GMBO programme can sign up at www.getMYbusinessonline.com.my/

“For those who need training, they have to indicate that when signing up at the website.

“ITrain, which is providing the training, will then contact them on the time and venue for the training, which should be monthly, depending on the number of participants involved,” he said.

Starting this month, Sajith Sivanandan, country manager for Google Malaysia, will be writing a fortnightly column in MetroBiz with advice for SMEs on growing their businesses with the help of the Internet.

SOUCE THE STAR ONLINE

Akaun Simpanan tidak lagi untuk menyimpan

Akaun Simpanan anda tidak lagi boleh digunakan untuk menyimpan apabila :-

1. mempunyai kad yang anda gunakan untuk mengeluarkan duit sentiasa. Apabila gunakan MEPS anda      akan dicaj sebanyak RM1

2. mempunyai akaun untuk membeli barang secara online serta membayar bil-bil yang tertunggak.

3. mempunyai aktiviti pengeluaran yang aktif apabila membayar topup telefon dan perbelanjaan.

4. Perlu membayar pinjaman-pinjaman yang anda buat.

5. Sentiasa mengunakan buku akaun tanpa had bila anda memerlukan duit.

Cadangan :-
 Pastikan anda membuka buku akaun yang tidak mempunyai kad dan kemudahan internet bagi mengurangkan penggunaan untuk perbelanjaan berbanding simpanan. Tetapkan tujuan simpanan jangkamasa panjang dan fikir dulu bila mengeluarkan wang simpanan. semoga berjaya...

Break-even in business (Titik Pulang modal)

TITIK PULANG MODAL

1. Analisis tentang perhubungan antara kos, volum (kuantiti jualan) dan untung bagi sesuatu aktiviti atau operasi pengeluaran sesebuah syarikat.

2. Penting bagi perniagaan dalam membuat perancangan dan kawalan kos supaya matlamat yang ditetapkan dapat dicapai.

3. Perubahan unit jualan dapat memberi kesan ke atas jumlah kos dan untung.

4. Beberapa andaian perlu dibuat dalam analisis ini iaitu;

a. Jumlah kos terdiri daripada kos tetap dan kos berubah.

b. Perubahandalam hasil dan kos hanya berlaku disebabkan perubahan dalam bilangan unit produk yang dijual.

c. Harga jualan seunit, kos berubah seunit dan kos tetap adalah malar.

d. Hanya sejenis produk dikeluarkan dan kesemuanya dijual.

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Untung / (Rugi) = Hasil Jualan – Jumlah Kos

Jumlah Kos = Kos Tetap + Kos Berubah

Kos Berubah = Bilangan Unit Dijual X Kos Berubah Seunit

Hasil Jualan = Bilangan Unit Dijual X Harga Jualan Seunit

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TITIK PULANG MODAL

Ø Satu tahap kuantiti pengeluaran apabila jumlah hasil jualan sama dengan jumlah kos.

Ø Volum pengeluran yang tidak memberi sebarang untung atau rugi. Untung adalah sifar.

Ø Jumlah hasil hanya cukup untuk menampung jumlah kos.

Jumlah Hasil Jualan – Jumlah Kos = 0

Jumlah Hasil Jualan = Jumlah Kos

Kegunaan Titik Pulang Modal

1. Menentukan tahap volum jualan yang perlu dikeluarkan bagi mengelak kerugian.

2. Mengetahui jumlah keuntungan atau kerugian pada tahap pengeluaran tertentu.

3. Merancang pengeluaran untuk memperoleh untung yang disasarkan.

4. Merancang pengeluaran dan jualan dengan mengkaji kesan ke atas titik pulang modal jika perubahan dibuat ke atas kos tetap, kos berubah seunit atau harga jualan seunit.

· merendahkan titik pulang modal dengan;

i. Meningkatkan harga jualan.

ii. Mengurangkan kos tetap.

iii. Mengurangkan kos berubah seunit.

Kaedah Menghitung Titik Pulang Modal

1. Kaedah Margin Sumbangan

· Margin caruman / margin sumbangan ialah perbezaan antara jumlah hasil jualan dengan jumlah kos berubah.

Margin Caruman = Jumlah Hasil Jualan – Jumlah Kos Berubah

· Margin caruman seunit ialah perbezaan antara hasil jualan seunit dengan kos berubah seunit.

Margin Caruman Seunit = Harga Jualan Seunit – Kos Berubah Seunit

· Rumus titik pulang modal;

Kos Tetap

TPM = --------------------------------

(dalam unit) Margin Caruman Seunit

Kos Tetap

TPM = -------------------------------- X Harga jualan seunit

(dalam RM) Margin Caruman Seunit

2. Kaedah Graf

· Graf titik pulang modal menunjukkan perhubungan antara kos, hasil dan untung/rugi bagi setiap tingkat pengeluaran atau jualan.

· Dilukis dengan menggunakan paksi mendatar dan paksi menegak.

· Paksi mendatar (paksi-x) mewakili bilangan unit keluaran/volum.

· Paksi menegak (paksi-y) mewakili jumlah hasil/jumlah jualan dan jumlah kos dalam unit ringgit.

· Titik Pulang Modal ialah titik persilangan antara garis jumlah kos dengan garis jumlah hasil.

Merancang Pengeluaran dengan Menggunakan Titik Pulang Modal

a. Kesan ke atas TPM jika;

i. Kos tetap berubah

· Kos tetap bertambah, TPM bertambah dan sebaliknya.

· TPM berubah secara langsung dengan kos tetap.

ii. Kos berubah seunit berubah

· Kos berubah seunit bertambah, margin caruman seunit akan berkurang dan TPM akan bertambah dan sebaliknya.

iii. Harga jualan seunit berubah

· Harga jualan seunit bertambah, margin caruman seunit akan bertambah dan TPM akan berkurang dan sebaliknya.

b. Menentukan kuantiti jualan bagi mencapai sasaran untung yang dikehendaki.

· Dengan menggunakan rumus;

Kuantiti Jualan = Kos Tetap + Untung Sasaran

Margin Caruman Seunit